Business Loans

Unsecured business loans are available over terms of up to 5 years. Independent from your bank. Quick turnaround and great rates to suit your own individual circumstances.

Banks, especially High Street banks, work to some rigid parameters and they can’t always help with situations that are outside of their underwriting criteria.

Unsecured business loans arranged by Vente Capital Ltd are a straightforward, hassle-free way to obtain business funding and manage your cash flow effectively. These loans offer a more flexible approach to traditional business loans for companies of all sizes, as they are flexible and allow you to gain financial freedom.

To qualify for an unsecured business loan, you and your business must meet various requirements. The team at Watts will help and guide you through the application process, advise on the best options available and then arrange the funding for you while you concentrate on running your business.

Benefits of unsecured business loans

  • Fully flexible loans
  • Independent from your bank
  • Quick and convenient
  • Great rates
  • No early redemption charges
  • 100% funding available
  • Decisions in 48 hours and funds in your account in 7 working days
  • You can borrow for all sorts of requirements, including: Working Capital, Expansion Capital, Asset Finance, One-off Business Expenses

Vente Capital Ltd can offer you a completely bespoke unsecured business loan. We take the time to get to know our clients before we make recommendations so that we can take into account current circumstances and future plans, ensuring our deals are specific to our client’s needs.

Secured Business Loan

A secured business loan is a type of loan that requires collateral, such as assets or property, to secure the loan. The collateral serves as a form of security for the lender, reducing the risk associated with the loan.

Access funding of up to £1.5 million for any business purpose. Businesses with substantial funding needs and tangible assets can obtain the necessary financing while leveraging their valuable assets.

What can a secured business loan be used for:

  • Refinance
  • Fuel business growth
  • Manage working capital
  • Acquire property or land
  • Purchase assets or machinery
  • Cover deposits
  • Fund staffing & training
  • Invest in marketing efforts
  • Fulfil many other business requirements

Qualifying requirements:

  • The company is required to be registered in the UK and generate a majority (over 50%) of its income from trading activities.
  • The company must either be a Limited (Ltd) company or a Limited Liability Partnership (LLP) with at least one partner being a Ltd company.
  • The facility is intended to primarily support trading activities within the UK and for business purposes such as working capital, expansion, or debt refinancing.
  • Demonstrate a minimum annual turnover of £350k through the latest filed accounts or MI.
  • To be eligible, at least one Director or Shareholder of the company must be a property owner in the UK and be above 18 years of age.
  • Any County Court Judgments (CCJs) must either be settled or currently in the process of being settled.

The business must have a minimum trading history of 2 years to qualify. Vente Capital Ltd can offer you a completely bespoke unsecured business loan. We take the time to get to know our clients before we make recommendations so that we can take into account current circumstances and future plans, ensuring our deals are specific to our client’s needs.